There are several men in the locker room of a private club after exercising.  Suddenly a cell phone that was on one of the benches rings. A man picks it up:

"Hello? 
'Honey, It's me.   Are you at  the club?"
"Yes,
'Great!  I am at the mall 2 blocks from where  you are.  I saw a  beautiful mink coat... It is absolutely  gorgeous!!  Can I buy it?"
"What's the price?"
"Only  $1,500.00"
"Well, OK, go ahead and get it if you like it that  much..
"Umm, I also stopped by the Mercedes dealership and saw  the 2001 models. I saw one I really liked. I spoke with the  salesman and he gave me a really good price ... and since we need  to  exchange the BMW that we bought last year I thought..."
"What price did he quote you?"
"Only $60,000..."
"OK, but for  that price I want it with all the options."
"Great! Before we hang  up, something else..."
"What?"
"It might look like a lot, but was reconciling your bank account and... I stopped by the real estate agent this morning and saw the house we had looked at last year  ... it's on sale!! Remember?  The one with a pool English Garden, acre of park area,  beachfront  property..."
"How  much are they asking?"
"Only $450,000... a magnificent price, and I see that we have that much in the bank to cover..."
"Well, then, go  ahead and buy it, but just bid $420,000. Don't go over. OK?
"OK,  sweetie... Thanks!  I'll see you later!!  I love you!!!"
"Bye... I do too..."

The man hangs up, closes the phone's flap and raises his hand while holding the phone and asks all those present:

"Does anyone know who this cell phone belongs to?"