A Master of Queries by A. J. Rao SignUp
Boloji.com
Boloji
Home Kabir Poetry Blogs BoloKids Writers Contribute Search Contact Site Map Advertise RSS Login Register
Boloji
Channels

In Focus

Analysis
Cartoons
Education
Environment
Going Inner
Opinion
Photo Essays

Columns

A Bystander's Diary
Business
My Word
PlainSpeak
Random Thoughts

Our Heritage

Architecture
Astrology
Ayurveda
Buddhism
Cinema
Culture
Dances
Festivals
Hinduism
History
People
Places
Sikhism
Spirituality
Vastu
Vithika

Society & Lifestyle

Family Matters
Health
Parenting
Perspective
Recipes
Society
Teens
Women

Creative Writings

Book Reviews
Ghalib's Corner
Humor
Individuality
Literary Shelf
Love Letters
Memoirs
Musings
Quotes
Ramblings
Stories
Travelogues
Workshop

Computing

CC++
Computing Articles
Flash
Internet Security
Java
Linux
Networking
Humor Share This Page
A Master of Queries
by A. J. Rao Bookmark and Share
 

Mr. Deshpande, a middle-level officer of a public sector bank, had a formidable reputation as a master of queries. It was believed that no loan proposal would get past him without a slew of tough queries. His subordinates would shudder to submit any loan proposal to him for sanction as that would mean months of back-breaking work trying to answer his all-encompassing queries. At the end of it all no sanctions take place, for Mr. Deshpande would raise further installments of even tougher queries. The staff as well as the Bank's borrowers would curse their fate if the loan amounts fall under his discretionary powers. A few intrepid borrowers had tried their luck with him but found to their dismay that they had lost their precious time in chasing the loan proposal with him which they could have profitably utilized in running their businesses.

The appraising officers tried to build up a whole body of literature covering all types of queries that could be raised by him so that these could be taken care of at the time of the appraisal. This had not helped them one wee bit because no matter what queries one would anticipate from him he would come out with absolutely new queries. The better the quality of the appraisal ,the greater would be the number of the queries and tougher it would be to answer them. The borrowers tried to build up a personal rapport with him with the hope that this would ease their problems a bit. Little did they realize that Mr. Deshpande would raise his famous queries even to his mother. Querying was in his blood and there was nothing one could do about it except give up the proposal and go to another bank which was what they eventually did.

A formidable scholar, Mr. Deshpande had an inexhaustible supply of queries. He knew everything about the industry and there was no way of preempting his queries on any subject. If the loan proposal related to exports of castor seeds he would ask for detailed estimates of the global prospects of castor cultivation for the next five years. If it was an agricultural loan you had to satisfy him on the likely rainfall prospects and the availability of minor irrigation facilities backed up by expert studies on the subject. Despite all this data Mr. Deshpande would not sanction the proposal if he was not satisfied about the end-use of the credit facilities. He frowned upon the existence of multiple associate concerns and insisted that the balance sheets of all these concerns AS ON A COMMON DATE should be submitted in order to rule out the possibility of inter-locking of funds. The last-named was one of his favorite queries which would virtually mean the death-knell of the loan proposal. Everyone knew that no businessman would ever prepare balance sheets of all his concerns as on a common date.

Mr. Deshpande retired from the Bank's service recently .In the farewell speech rich tributes were paid to him extolling his contribution to the bank. Somebody remarked that his contribution to the Bank lay in the fact that during his long years of service he had not sanctioned a single loan thereby saving the Bank from the hassles of recovering them. The crowning glory was that he retired with a query ' somebody raised a mischievous query on his pension papers thereby delaying the settlement of his pension.

16-Dec-2001
More by :  A. J. Rao
 
Views: 1237
 
Top | Humor







    A Bystander's Diary     Analysis     Architecture     Astrology     Ayurveda     Book Reviews
    Buddhism     Business     Cartoons     CC++     Cinema     Computing Articles
    Culture     Dances     Education     Environment     Family Matters     Festivals
    Flash     Ghalib's Corner     Going Inner     Health     Hinduism     History
    Humor     Individuality     Internet Security     Java     Linux     Literary Shelf
    Love Letters     Memoirs     Musings     My Word     Networking     Opinion
    Parenting     People     Perspective     Photo Essays     Places     PlainSpeak
    Quotes     Ramblings     Random Thoughts     Recipes     Sikhism     Society
    Spirituality     Stories     Teens     Travelogues     Vastu     Vithika
    Women     Workshop
RSS Feed RSS Feed Home | Privacy Policy | Disclaimer | Site Map
No part of this Internet site may be reproduced without prior written permission of the copyright holder.
Developed and Programmed by ekant solutions